Navigating Insurance
If you're taking 6 or more credits and paying the health service fee as part of your tuition, you’re required to have health insurance during the Fall and Spring semesters. One easy way to meet this requirement is to sign up for AcademicBlue, the Student Health Insurance Plan (SHIP) offered through Blue Cross Blue Shield of 猎奇重口.
Student Health Insurance Plan (SHIP)
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SHIP is a private insurance plan designed just for 猎奇重口 University System students. It offers strong coverage (Gold-level or better) at a student-friendly price. Here’s what you should know:
- You choose to purchase each semester (Fall and Spring).
- Only registered students can enroll — it doesn’t cover spouses or dependents.
- Everyone pays the same price for the same benefits over the same coverage period — no confusing tiers or levels.
- Once you’re enrolled, you’re covered for the full semester. There’s no option to cancel early or pay less if you leave school.
To learn more about the plan's benefit coverage, visit .
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- Fall 2025 (Aug 1 – Jan 31): $2,232
- Spring 2026
- If you had the Fall plan: Feb 1 – Jul 31 = $2,232
- If you’re new to the plan in Spring: Jan 1 – Jul 31 = $2,597
(Includes a $40 admin fee)
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- Coverage is active to the end date, even if you graduate prior to it.
- This plan is not employer-based, so the Consolidated Omnibus Reconciliation Act (COBRA) doesn’t apply after graduation or if you’re no longer eligible for SHIP.
- Need family coverage? Or need help finding insurance if you’re not eligible for SHIP? Resources are available. Please contact Dawn-Camara Clark for support.
Eligibility and Enrollment
Eligibility
- SHIP is only available to actively registered students enrolled in 6 credits
- There is no family coverage available
- Taking 1–5 credits? You might still be eligible to petition for SHIP if you were enrolled last semester.
To find out if you’re eligible to petition, email studentinsurance@mso.umt.edu from your official UM email account.
Enrollment
- When you register for classes, you’ll see a prompt to make a health insurance selection in GrizPortal. That’s when you can choose to enroll in SHIP.
Note: Your plan enrollment coverage only activates after you’ve finalized/paid your tuition bill. For questions about your tuition bill, email UMstudentaccts@mso.umt.edu.
Using Financial Aid for SHIP
You may be able to use your educational funding to purchase SHIP. To inquire, contact Student Accounts at UMstudentaccts@mso.umt.edu or 406-243-2223.
Summary of Benefits and Coverage

Questions?
Contact Dawn Camara-Clark, Student Insurance Advocate
📞 406-243-2844 | Fax: 406-243- 6981
📧 studentinsurance@mso.umt.edu (Include your student ID/790# when emailing)