Insurance Support Starts Here!
Health insurance can feel confusing. We’re here to make it easier. All UM students are required to have active health insurance while enrolled, and this page will help you understand the basics, important deadlines, and how to find the information you need across our insurance website.
New to Insurance?
Check out Insurance 101 to get a simple guide to health insurance basics, including how premiums, co-pays and deductibles work.
Upload Your Insurance Card to the Patient Portal
What You Need to Know
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You can use your own insurance to satisfy this requirement or enroll in the Student Health Insurance Plan (SHIP).
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Our Medical Clinic now accepts health insurance for services. Counseling and Dental services are billed as flat fees to the Patient Portal.
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International students may have additional requirements based on sponsorship.
Important Notes
- Make any insurance changes before the 15th class day each semester.
- Selecting SHIP when making your Insurance Selection does not activate immediate insurance coverage, your plan starts once you complete semester registration and finalize your tuition bill.
- We can only discuss insurance with you, not your parents (due to HIPAA privacy laws), unless you submit a Release of Information (ROI) form.
How to Change your Insurance Selection
Insurance changes cannot be made in GrizPortal.
Visit the ‘Change Student Insurance Election’ page for step-by-step instructions for both before and after the 15th class day.
Meeting the Health Insurance Requirement
All UM students must have active health insurance each semester. Here’s how you can meet this requirement:
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Enroll in SHIP, full coverage for MUS students, including Medical Services.
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Stay on a parent or guardian’s plan.
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Use employer-sponsored insurance.
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Purchase a private plan.
Note for students taking 1-5 credits:
If you previously had SHIP coverage, you may be able to continue it. Contact studentinsurance@mso.umt.edu for more information or to submit a petition.
Hours
Monday - Friday, 8:00 AM - 5:00 PM. Please call for an appointment.
Questions?
Email Dawn Camara-Clark, Student Insurance Advocate at studentinsurance@mso.umt.edu or call us at 406-243-2844.